Catering to niche market
with A+ Insurers

Insurance to the tourism & hospitality industry

TRUM Africa Limited (TRUM) has been in existence in various forms for twenty years. The original company was founded in 1990 and has always made use of Lloyd’s of London as the primary risk carrier for our clients’ exposures.

Things we can do for you

Wouldn’t it make sense to work with a company that understands the inherent exposures within the tourism and hospitality industries? A company that has evolved over years of dedication to design products that specifically cater to the needs of their niche market and are secured with A+ Insurers.
TRUM AFRICA Ltd offers comprehensive medical evacuation insurance cover


TRUM also offers comprehensive medical evacuation cover for your client’s guests in the event of a life threatening medical emergency following bodily injury or illness.
TRUM offers cover against lawsuits as a result of professional negligence


Provides cover against the potentially catastrophic litigation arising from charges of professional negligence, errors and omissions or failure to perform professional duties
Passenger Liability cover extends to death or injury after a vehicle accident


Passenger Liability cover extends to cover Death or Bodily Injury following a Motor Vehicle Accident. The cover is provided on a per vehicle basis, with Limit Options available according to your business’s needs.
Public Liability cover for Guests Damage to property and claims for compensation


Cover for the legal liability that arises from the death of, or bodily injury to a guest, or damage to their property and subsequent claims for financial compensation.
TRUM AFRICA Ltds PVT binder includes the Lloyd’s of London Hiscox wording

Political Violence
and Terrorism

The Political Violence and Terrorism binder incorporates the Lloyd’s of London Hiscox wording (the most comprehensive in the market).
Cyber Liability indemnity for first party expenses and third party liability


Cyber liability is a specialist insurance product that provides indemnity for both first party expenses as well as third-party liability resulting from a data breach, virus, or other cyberattack.
Public Liability cover for Guests Damage to property and claims for compensation

Directors and Officers Liability

Directors & Officers Liability) is liability insurance providing indemnity to the directors, officers and company managers, and the organization itself, for legal action brought against them for alleged wrongful acts in their respective capacities. The indemnification can be in the form of damages or advancement of defence costs. Action against them can come from varying sources including but not limited to employees, vendors, competitors, investors, customers and other parties.
TRUM AFRICA Ltds PVT binder includes the Lloyd’s of London Hiscox wording

Political Violence and Terrorism

This is a very simple cover with a capital benefit or sum insured that will be paid in full following death. The cover is paid in terms of a sliding scale based on the severity of the injury in the case of permanent disablement. There is also medical costs insurance cover that is included to be used to cover such costs resulting from an accident.
GEAR Global Emergency Assistance and Response to assist members in an emergency


GEAR travel assistance membership options are designed to assist members in an emergency. Focusing on proactive risk management for global travellers. Membership types are Customised cover to suit your individual needs. The Individual and Family membership is available Per Trip or Annual Membership. The Corporate Annual Membership protects your organisation for all of your employee’s travels.